What cash effectively gives us is the freedom to lose money
UK savers may have missed out on as much as £541bn.
ByPersonal finance
Easter eggs are a rip-off
Why do we always buy in to this annual mark-up?
By Now’s the time for a financial spring clean
The new financial year brings price hikes – and some estimates put the extra annual cost at £600 per household.
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Britain’s embattled markets are an investment opportunity
The thing about business is that one person’s capsized sausage lorry is another person’s impromptu roadside barbecue.
By A diamond ring is one of the worst investments you can make
Nothing, not even a brand-new car or a designer dress, depreciates as quickly as a diamond.
By Spotify is not as cheap as it seems
And it’s making music worse.
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The crackdown on social media “finfluencers”
Regulators are beginning to pursue well-known figures who may be pushing financial services and products illegally online.
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In defence of my £600 coffee machine
I, like millions of others, abide by the principle of buying something for life.
By Placing bets is unwise – and not just for Tory MPs
Gambling on elections, markets, football, or anything makes fools of us all.
By It’s time for elderly millionaires to taste austerity
For higher earners, retirement contributions are fantastic value, mostly thanks to the munificence of the state.
By What’s in the Lidl middle aisle: bargains, or rip-offs?
The slightly unhinged discount products of the middle aisle are entertaining – but also part of a very clever sales…
By Should you join the 2024 gold rush?
The metal beloved of pirates and 1930s governments is booming. But investing in a volatile commodity always carries risk.
By The wisest investment in your child is not giving them a smartphone
Preserving your child’s ability to focus confers a competitive advantage.
By Water bills rise because we have sold off the very rain that falls on our soil
Private water companies have gorged on debt and neglected infrastructure, leaving Britain unable to deal with either drought or deluge.
By Why a 99 per cent mortgage means a high proportion of trouble
Buyers who take up the offer may well find themselves stuck with higher repayments – and unable to switch to…
By Improve your finances with a New Year cash diet
Forget healthy eating and drinking this January – abstain from card and online spending instead.
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My life, and finances, are summed up by my attempts to mash a potato with a fork
It was a uniquely dispiriting moment in a life rich with them, and my suspicion is that I am living…
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Prices are rising – and so is insurance fraud
A trend that began at the beginning of the pandemic has accelerated as the cost-of-living rises.
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The Policy Ask with Jon Danielsson: “The government should ditch financial regulation that protects big incumbents”
The co-director of the Systemic Risk Centre on fair market competition and why we need a better system for training…
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UK credit card borrowing rises at fastest rate since 2005
Two in five UK adults say they will likely take out a new form of credit in the next year…
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